Where our facts come from.

We prefer regulators and government data, followed by lender and manufacturer pages, accessible industry research, and reputable editorial sources. Current lender terms are verified against the lender's official website whenever available.

Collection tools respect robots directives, access controls, and reasonable delays. A blocked, authenticated, or CAPTCHA-protected source is not bypassed; we record the failure and use an allowed alternative.

Source articles are used to build fact packets, not to republish their prose. Guide photography, vehicle photography, and institution logos are copied into our AWS object storage and served through img.lendrax.com rather than hotlinked from third parties.

Each published image has an internal asset record containing its AWS public URL, source page, original asset location, owner or author where available, retrieval date, and documented use basis. Institution logos remain trademarks of their respective owners and are used for identification.

A retrieval date records when we accessed a source. An effective period records the period represented by a statistic, such as a calendar quarter. These dates are not interchangeable.

When one source page combines figures from different periods, the site labels each period separately instead of assigning one date to the entire page.

Rates, prices, and product rules change. The displayed source date is part of the claim. A correction updates the fact, retains its provenance, and revises the visible review date.

Readers can request a correction at emily@altras.ai. Include the page URL and a primary source supporting the requested change.