Terms for using this educational website.

Content and calculator results are general estimates. You are responsible for checking a written loan agreement, vehicle purchase contract, taxes, fees, insurance, and other costs before making a decision.

Using this site does not create a lender, broker, adviser, fiduciary, or customer relationship. We do not make credit decisions, collect loan applications, or negotiate with lenders for users.

Registration and sign-in require an email address, password, and six-digit on-page image code. Neither the password nor the image code proves ownership of the email address. Do not register an address you are not permitted to use or use this low-trust account for private, paid, sensitive, or administrative activity.

Keep your password private and sign out on shared devices. Email verification and password recovery are not available. We may rate-limit, suspend, or revoke accounts and sessions that appear automated, abusive, or harmful.

We work to date and source material, but products, rates, prices, laws, and vehicle availability can change without notice. The site and authentication service may be corrected, changed, restricted, or temporarily unavailable.

Links are provided for verification and convenience. A link is not an endorsement, approval guarantee, or representation that a product is available to you.

You may use the site for personal research and link to public pages. You may not interfere with the service, automate account creation, attempt unauthorized access, misrepresent site content as a personalized loan offer, or republish substantial portions as your own.

Questions about these terms may be sent to emily@altras.ai.