
Institution review dossier
Credit Union · Reviewed 2026-07-22
Consumers Credit Union auto loan review
Member credit union offering purchase and refinance financing with public term pricing.
Independent score
4.4
out of 5.0
Institution data
At a glance
- Loan amount
- Not publicly disclosed – Not publicly disclosed
- Advertised APR
- 3.99% – Not publicly disclosed
- Terms
- 36, 48, 60, 72, 84 months
- Minimum credit
- Not publicly disclosed
You are leaving Auto Loan Guide. This is an official website link, not an affiliate application.
Rating file
Score breakdown
0–5 scaleCost and rates4.6
Transparency4.7
Flexibility4.3
Accessibility3.7
Application experience4.0
Editorial assessment
Where this lender stands out—and where it does not.
Strengths
Pros
- Public rate matrix
- Purchase and refinance
- Automatic-payment discounts
Trade-offs
Cons
- Membership required
- No private-party or lease-buyout loans
Who may want to consider it
This profile may be useful to shoppers comparing New purchase, Used purchase, Refinance options. The reviewed strengths include public rate matrix; purchase and refinance; automatic-payment discounts.
A strong site score is not a personal recommendation. Compare the same loan amount and term with at least one other written offer.
What to verify before applying
- Membership required
- No private-party or lease-buyout loans
- Confirm the final APR, finance charge, required discounts, vehicle eligibility, fees, and expiration date in writing.
Evidence record
Sources and disclosures
01 cited records
- 01Consumers Credit Union Auto LoansRetrieved 2026-07-22 · 2026-07-01